Individual Retirement Accounts

An IRA is a great way to get a tax advantage while you save for retirement. We offer Traditional, Roth and Education IRAs that can be invested in savings or share certificates.

Remember April 15th is the final day to make your prior year contribution.

 

 

Share Certificates

Certificates of deposit can be purchased for as little as $500.00. Terms from six months to five years are available at competitive rates.

 

 
CD & IRA CD Rates
Term Rates as Low as APY*
90 Day 0.15% 0.15%
6 Months 0.20% 0.20%
12 Months 0.65% 0.65%
18 Months 0.65% 0.65%
24 Months 0.75% 0.75%
36 Months 0.95% 0.95%
48 Months 1.05% 1.06%
60 Months 1.25% 1.26%
 
$5,000 or Above
6 Months 0.35% 0.35%
12 Months 0.70% 0.70%
18 Months 0.70% 0.70%
24 Months 0.85% 0.85%
36 Months 1.05% 1.06%
48 Months 1.10% 1.11%
60 Months 1.25% 1.26%
 
Jumbo ($100,000 or Above)
6 Months 0.35% 0.35%
12 Months 0.70% 0.70%
18 Months 0.70% 0.70%
24 Months 0.85% 0.85%
36 Months 1.05% 1.06%
48 Months 1.10% 1.11%
60 Months 1.30% 1.31%