Share Draft Checking

We offer three types of checking accounts for your convenience. Dividends are paid on the average daily balance and paid monthly. Overdraft protection from your share savings account is available.

  • Member Freedom Share Draft Account features no fees and no interest for no hassle balancing.
  • Member Choice Share Draft Account offers no fees plus competitive dividends with a $500.00 minimum average daily balance.
  • Member Share Draft Account offers competitive dividends with a $5.00 monthly fee.
  • Internet branching, Bill Pay service, and e-Documents are at no charge.

Need checks?



Master Card Check Cards and ATM Cards

For after-hours lost or stolen cards, please call (800)264-5578. Monday through Friday 9:00 AM to 4:00 PM call (912)234-8978. Cash and point of sale transactions are available through the Master Card, Cirrus, MoneyPass, Allpoint, Credit Union 24 Networks and all Publix Presto ATM locations. 

To find Surcharge Free ATM locations, visit or  download the free apps for your phone through your app store. Enter your zip code information to find the ATM nearest you.

Surcharge Free Transactions are also available at all Publix Presto ATMs.