Contact Us
912-234-8978
888-576-6796
 

Rates

Savannah Federal Credit Union offers very
competitive rates on savings and loans. We will match reasonable rates.

"Compare Apples to Apples"

Bring in your offer and we will do a fair comparison for you.
(For qualified borrowers we will match any reasonable rate.)



Call today for more information about our great loan products. 912.234.8978 or 888.576.6796. Ask about our Lower Rates, Lower Fees and our great Loan Insurance products.

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These rates are current as of 11/7/2013

Loan Rates
Automobile, Rec. Vehicle, Motorcycle As Low as 1.88%
Home Equity Line of Credit As Low as 4.50%
Fixed Rate 2nd Mortgage As Low as 2.99%
Land Only As Low as 6.00%
Savings Secured As Low as 3.10%
CD Secured 3% Over CD Rate
Personal Loans As Low as 9.00%

*Annual Percentage Rate (APR) varies with amount financed, term, and your credit history.
Some restrictions apply. Rates are subject to change without Notice.

These rates are current as of 11/7/2013

CD & IRA CD Rates
Term Rate APY
90 Day 0.15% 0.15%
6 Months 0.20% 0.20%
12 Months 0.25% 0.25%
18 Months 0.30% 0.30%
24 Months 0.35% 0.35%
36 Months 0.50% 0.50%
48 Months 0.65% 0.65%
60 Months 0.75% 0.75%
 
$5,000 or Above
6 Months 0.20% 0.20%
12 Months 0.30% 0.30%
18 Months 0.35% 0.35%
24 Months 0.45% 0.45%
36 Months 0.65% 0.65%
48 Months 0.75% 0.75%
60 Months 0.85% 0.85%
 
Jumbo ($100,000 or Above)
6 Months 0.25% 0.25%
12 Months 0.35% 0.35%
18 Months 0.40% 0.40%
24 Months 0.50% 0.50%
36 Months 0.70% 0.70%
48 Months 0.80% 0.80%
60 Months 0.90% 0.90%


These rates are current as of 11/7/2013

Savings Rates
Share Type Rate APY
Shares ($0.00 - $299.99) 0.00% 0.00%
Shares ($300.00 - $2,499.99) 0.10% 0.10%
Shares (over $2,500.00) 0.10% 0.10%
IRA Shares 0.15% 0.15%
Share Drafts 0.15% 0.15%
Christmas Club 0.10% 0.10%
Member Share Draft 0.105% 0.10%
Member Choice Share Draft Account 0.10% 0.10%


* The Board of Directors declares the rates for the quarter. The published rate is for the previous quarter. Rates are subject to change without notice.

** Dividend rates and annual percentage yields (APY) are established weekly by the credit union's management. There is no limit on the amount the dividend rate may change. Certificate account dividends are compounded monthly. Share account dividends compound quarterly. The dividend rate and APY were accurate as of the certificate account date. Fees may reduce earnings. On term share certificates the rate is in effect until the maturity date. The APY is based on the assumption that dividends remain on deposit within the account during the dividend period; withdrawals will reduce earnings; and there are penalties for early withdrawal. Minimum Deposit required, call Savannah Federal Credit Union for more details.


Credit Builder Loan Special

"Quick Cash" loan for emergencies, short-term needs, and
to replace payroll advances.
$500.00 maximum / six (6) month payout / 17.95% APR
$25 application fee

*For qualified borrowers only


Payment Example: $500.00 @ 17.95% APR for six (6) months
= $87.80 per month.

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**SPECIAL BENEFITS FOR CREDIT UNION
MEMBER ONLY**

1. Payroll deduction and direct deposit make payments easy.

2.Low cost extended warranties, gap insurance and credit disability insurance.