Privacy Notice and Disclosure
Savannah Federal Credit Union, your member
owned financial institution, is committed
to providing you with competitive products
and services to meet your financial needs
and help you reach your goals. We are equally
committed to protecting the privacy of our
members. Under federal law, we are required
to give you this privacy notice. It describes
our credit union's privacy policy and practices
concerning the personal information we collect
and disclose about our members. It also includes
information about the parties who receive
personal and sometimes nonpublic information
from us as we conduct the business of the
credit union.
If after reading this notice
you have questions,
please contact us at:
(888) 576-6796
or write to:
Jane C. Evans
Savannah Federal Credit Union
124 Barnard Street, Room B110
Savannah, GA 31401
Information We Collect About You
We collect nonpublic personal information
about you from the following sources:
- Information we receive from you on applications
and other forms
- Information about your transactions with
us
- Information we receive from a consumer reporting
agency
- Information obtained when verifying the information
you provide on an application or other forms;
this may be obtained from your current or
past employers, or from other institutions
where you conduct financial transactions
We may disclose all of the information we
collect, as described above, as permitted
by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information
about you to the following types of third
parties:
- Financial service providers, such as insurance companies, and mortgage
service companies
- Non-financial companies, such as consumer reporting agencies, check/share
draft printers, plastic card processors,
and government agencies
Disclosure of Information to Parties That
Provide Services to Us
In order for us to conduct the business of
the credit union, we may disclose all of
the information we collect, as described
above, to companies that perform other services
on our behalf so that we may provide members
competitive products and services. We may
also disclose nonpublic personal information
about you under circumstances as permitted
or required by law. These disclosures typically
include information to process transactions
on your behalf, conduct the operations of
our credit union, follow your instructions
as you authorize, or protect the security
of our financial records.
To protect our members' privacy, we only
work with companies that agree to maintain
strong confidentiality protections and limit
the use of information we provide. We do
not permit these companies to sell the information
we provide to other third parties.
Disclosure of Information About Former Members
If you terminate your membership with Savannah
Federal Credit Union, we will not share information
we have collected about you, except as may
be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal
information about you to those employees
who need to know that information to provide
products or services to you. We maintain
physical, electronic, or procedural safeguards
that comply with federal regulations to guard
your nonpublic personal information.
What Members Can Do to Help
Savannah Federal Credit Union is committed
to protecting the privacy of its members.
Members can help by following these simple
guidelines:
- Protect your account numbers, plastic card
numbers, PINs (personal identification numbers)
or passwords. Never keep your PIN with your
card, which can provide free access to your
accounts if your card is lost or stolen.
- Use caution when disclosing your account
numbers, social security numbers,
etc. to
other persons. If someone calls
you explaining
the call is on behalf of the
credit union
and asks for your account number,
you should
beware. Official credit union
staff will
have access to your information
and will
not need to ask for it.
- Keep your information with us current. If
your address or phone number
changes, please
let us know. It is important
that we have
current information on how
to reach you.
If we detect potentially fraudulent
or unauthorized
activity or use of an account,
we will attempt
to contact you immediately.
- Let us know if you have questions. Please
do not hesitate to call us - we are here
to serve you!
Savannah Federal Credit Union
124 Barnard Street, Room B110
Savannah, GA 31401
Phone: (912) 234-8978
Fax: (912) 234-5023
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